Privacy Policy

Effective Date: 2 January 2025

Your privacy is important to us

Pulse Insurance, LLC’s mailing address is:

Pulse Insurance, LLC
1224 NE Walnut St #243
Roseburg, Oregon 97470, USA
503-489-3143

Pulse Insurance, LLC's policy is to respect your privacy regarding any information we may collect while operating our website. This Privacy Policy applies to pulseinsurance.net (hereinafter, "us", "we", or "pulseinsurance.net"). We respect your privacy and are committed to protecting personally identifiable information you may provide us through the Website. We have adopted this privacy policy ("Privacy Policy") to explain what information we may collect on our Website, how we use this information, and under what circumstances we may disclose the information to third parties. This Privacy Policy applies only to information we collect through the Website and does not apply to our collection of information from other sources.

This Privacy Policy, together with the Terms of service posted on our Website, set forth the general rules and policies governing your use of our Website. Depending on your activities when visiting our Website, you may be required to agree to additional terms of service.

Contents

1. Website Visitors
2. Personally-Identifying Information
3. Security
4. Links To External Sites
5. Protection of Certain Personally-Identifying Information
6. Aggregated Statistics
7. Cookies
8. E-commerce
9. Privacy Policy Changes
10. Contact Information & Credit

1. Website Visitors

Like most website operators, Pulse Insurance, LLC collects non-personally-identifying information that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Pulse Insurance, LLC's purpose in collecting non-personally identifying information is to understand better how Pulse Insurance, LLC's visitors use its website. Occasionally, Pulse Insurance, LLC may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Pulse Insurance, LLC also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and users leaving comments on https://pulseinsurance.net blog posts. Pulse Insurance, LLC only discloses logged-in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below.

2. Personally-Identifying Information

Certain visitors to Pulse Insurance, LLC's websites choose to interact with Pulse Insurance, LLC in ways that require Pulse Insurance, LLC to gather personally-identifying information. The amount and type of information that Pulse Insurance, LLC gathers depends on the nature of the interaction. For example, we ask visitors who leave a comment at https://pulseinsurance.net to provide a username and email address.

3. Security

The security of your Personal Information is important to us, but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

4. Links To External Sites

Our Service may contain links to external sites that we do not operate. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy and terms of service of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites, products, or services.

5. Protection of Certain Personally-Identifying Information

Pulse Insurance, LLC discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors, and affiliated organizations that (i) need to know that information to process it on Pulse Insurance, LLC's behalf or to provide services available at Pulse Insurance, LLC's website, and (ii) that have agreed not to disclose it to others. Some employees, contractors and affiliated organizations may reside outside your home country; by using Pulse Insurance, LLC's website, you consent to transfer such information to them. Pulse Insurance, LLC will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors, and affiliated organizations, as described above, Pulse Insurance, LLC discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order, or other governmental request or when Pulse Insurance, LLC believes in good faith that disclosure is reasonably necessary to protect the property or rights of Pulse Insurance, LLC, third parties or the public at large.

If you are a registered user of https://pulseinsurance.net and have supplied your email address, Pulse Insurance, LLC may occasionally send you an email to tell you about new features, solicit your feedback, or keep you up to date with what's going on with Pulse Insurance, LLC and our products and services. We primarily use our blog to communicate this type of information, so we expect to keep this interaction to a minimum. If you send us a request (for example, via a support email or one of our feedback mechanisms), we reserve the right to publish it to help us clarify or respond to your request or to help us support other users. Pulse Insurance, LLC takes all reasonably necessary measures to protect against the unauthorized access, use, alteration, or destruction of potentially personally-identifying information.

6. Aggregated Statistics

Pulse Insurance, LLC may collect statistics about the behavior of visitors to its website. Pulse Insurance, LLC may display this information publicly or provide it to others. However, Pulse Insurance, LLC does not disclose your personally-identifying information.

7. Cookies

To enrich and perfect your online experience, Pulse Insurance, LLC uses "Cookies," similar technologies and services others provide to display personalized content, appropriate advertising, and store your preferences on your computer.
A cookie is a string of information that a website stores on a visitor's computer and the visitor's browser provides to the website each time the visitor returns. Pulse Insurance, LLC uses cookies to help us identify and track visitors, their usage of https://pulseinsurance.net, and their website access preferences. Pulse Insurance, LLC visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Pulse Insurance, LLC's websites, with the drawback that certain features of Pulse Insurance, LLC's websites may not function properly without cookies.

By continuing to navigate our website without changing your cookie settings, you hereby acknowledge and agree to Pulse Insurance, LLC's use of cookies.

8. E-commerce

We ask those who engage in transactions with Pulse Insurance, LLC by purchasing our services or products to provide additional information, including, as necessary, the personal and financial information required to process those transactions. In each case, Pulse Insurance, LLC collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor's interaction with us. Pulse Insurance, LLC does not disclose personally-identifying information other than as described below, and visitors can always refuse to supply such information, with the caveat that it may prevent them from engaging in certain website-related activities. No mobile phone information or opt-in data will be shared with third parties or their affiliates for marketing or promotional purposes. All OPT-IN requests include text messaging originator opt-in data and consent; this information will not be shared with third parties. You may opt-out of the use of your mobile number being used by us to contact you via text message by completing the Contact Us form and clicking "No, Opt Out" or typing STOP in the comment field. If you need help, reply HELP. The frequency of the text messages we send you may vary. Message and data rates may apply.

9. Privacy Policy Changes

Although most changes are likely minor, Pulse Insurance, LLC may change its Privacy Policy occasionally and at Pulse Insurance, LLC's sole discretion. Pulse Insurance, LLC encourages visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.

10. Contact Information & Credit

We created this privacy policy at privacyterms.io privacy policy generator and modified it appropriately to our specific needs. If you have any questions about our Privacy Policy, please complete and submit a contact us form or call us at 503-489-3143.

Welcome to Pulse Insurance, LLC

These terms of service outline the rules and regulations for using Pulse Insurance, LLC's website.

Pulse Insurance, LLC's mailing address is:
1224 NE Walnut St. #243
Roseburg, Oregon 97470 USA

By accessing this website, we assume you fully accept these terms of service. Do not use Pulse Insurance, LLC's website if you do not accept all the terms of service stated on this page.

The following terminology applies to these Terms of Service, Privacy Statement and Disclaimer Notice, and any or all Agreements: "Client," "You," and "Your" refer to you, the person accessing this website and accepting the Company's terms of service. "The Company," "Ourselves," "We," "Our," and "Us," refer to our Company. "Party," "Parties," or "Us," refer to both the Client and ourselves, or either the Client or ourselves. All terms refer to the offer, acceptance, and consideration of payment necessary to undertake the process of our assistance to the Client most appropriately, whether by formal meetings of a fixed duration or any other means, for the express purpose of meeting the Client's needs in respect of the provision of the Company's stated services/products, in accordance with and subject to, prevailing law of the USA. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they are taken as interchangeable and therefore as referring to the same.

Cookies

We employ the use of cookies. By using Pulse Insurance, LLC's website you consent to the use of cookies in accordance with Pulse Insurance, LLC's privacy policy.

Most modern-day interactive websites use cookies to retrieve user details for each visit. Cookies are used in some areas of our site to enable functionality and ease of use for visitors. Some of our external affiliate/advertising partners may also use cookies. Please read the cookie policy for each of those sites.

Texting

By including your phone number when submitting a form to request a quote or contacting us regarding your policy, you agree and opt-in to allow us to communicate with you via text messaging. You may Opt Out from text messaging by completing the Contact Us Form and selecting the "No, Opt Out" option.

License

Unless otherwise stated, Pulse Insurance, LLC and/or its licensors own the intellectual property rights for all material on Pulse Insurance, LLC. All intellectual property rights are reserved. You may view and/or print pages from pulseinsurance.net for personal use, subject to restrictions outlined in these terms of service.

You must not:

1. Republish material from pulseinsurance.net
2. Sell, rent, or sub-license material from pulseinsurance.net
3. Reproduce, duplicate, or copy material from pulseinsurance.net
4. Redistribute content from Pulse Insurance, LLC (unless we state the content is specifically made for redistribution).

User Comments

1. This Agreement shall begin on the date hereof.
2. Certain parts of this website may offer the opportunity for users to post and exchange opinions, information, material, and data ('Comments') in areas of the website. Pulse Insurance, LLC does not screen, edit, publish, or review Comments before their appearance on the website, and Comments do not reflect the views or opinions of Pulse Insurance, LLC, its agents, or affiliates. Comments reflect the view and opinion of the person who posts such view or opinion. To the extent permitted by applicable laws, Pulse Insurance, LLC shall not be responsible or liable for the Comments or any loss cost, liability, damages, or expenses caused and or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.
3. Pulse Insurance, LLC reserves the right to monitor all Comments and to remove any that it considers in its absolute discretion to be inappropriate, offensive, or otherwise in breach of these Terms of Service.
4. You warrant and represent that:
     a. You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
     b. The Comments do not infringe any intellectual property right, including without limitation copyright, patent or trademark, or other proprietary rights of any third party;
     c. The Comments do not contain any defamatory, libelous, offensive, indecent, or otherwise unlawful material or material that is an invasion of privacy;
     d. You will not use your Comments to solicit or promote a business, custom, or present commercial or unlawful activity.
5. You hereby grant Pulse Insurance, LLC a non-exclusive royalty-free license to use, reproduce, edit, and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats, or media.

Hyperlinking to our Content

1. The following organizations may link to our website without prior written approval:
     a. Government agencies;
     b. Search engines;
     c. News organizations;
     d. Online directory distributors when they list us in the directory, may link to our website in the same manner as they hyperlink to the websites of other listed businesses; and
2. These organizations may link to our home page, to publications or to other website information so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party's site.
3. We may consider and approve, in our sole discretion, other link requests from the following types of organizations:
     a. commonly-known consumer and/or business information sources such as Chambers of Commerce, American Automobile Association, AARP, and Consumers Union;
     b. dot.com community sites;
     c. associations or other groups representing charities, including charity giving sites,
     d. online directory distributors;
     e. internet portals;
     f. accounting, law, and consulting firms whose primary clients are businesses; and
     g. educational institutions and trade associations.

We will approve link requests from these organizations if we determine that: (a) the link would not reflect unfavorably on us or our accredited businesses (for example, trade associations or other organizations representing inherently suspect types of business, such as work-at-home opportunities, shall not be allowed to link); (b)the organization does not have an unsatisfactory record with us; (c) the benefit to us from the visibility associated with the hyperlink outweighs the absence of Pulse Insurance, LLC; and (d) where the link is in the context of general resource information or is otherwise consistent with editorial content in a newsletter or similar product furthering the mission of the organization.

These organizations may link to our home page, to publications or other website information so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products or services; and (c) fits within the context of the linking party's site.

If you are among the organizations listed in paragraph 2 above and are interested in linking to our website, you must notify us by completing a Contact Us form. Please include your name, your organization name, contact information (such as a phone number and/or e-mail address), the URL of your site, a list of any URLs from which you intend to link to our website, and a list of the URL(s) on our site to which you would like to link. Allow 2-3 weeks for a response.

Approved organizations may hyperlink to our Web site as follows:

1. By use of our business name; or
2. By use of the uniform resource locator (web address) being linked to; or
3. By use of any other description of our website or material being linked to that makes sense within the context and format of content on the linking party's site.

No use of Pulse Insurance, LLC's logo or other artwork will be allowed for linking absent a trademark license agreement.

Iframes

Without prior approval and express written permission, you may not create frames around our web pages or use other techniques that alter our website's visual presentation or appearance.

Content Liability

We shall have no responsibility or liability for any content appearing on your website. You agree to indemnify and defend us against all claims arising from or based upon your website. No link(s) may appear on any page on your website or within any context containing content or materials that may be interpreted as libelous, obscene, or criminal or which infringes, otherwise violates, or advocates the infringement or other violation of, any third-party rights.

Reservation of Rights

We reserve the right at any time and in its sole discretion to request that you remove all links or any particular link to our Web site. You agree to remove all links to our website upon such request immediately. We also reserve the right to amend these terms of service and its linking policy at any time. By continuing to link to our website, you agree to be bound to and abide by these linking terms of service.

Removal of links from our website

You many contact us if you find any link on our website or any linked website objectionable. We will consider requests to remove links but will no be obligated to do so or respond directly to you.

While we endeavor to ensure that the information on this website is correct, we do not warrant its completeness or accuracy, nor do we commit to ensuring that the website remains available or that the material is kept up to date.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill). Nothing in this disclaimer will:

1. limit or exclude our or your liability for death or personal injury resulting from negligence;
2. limit or exclude our or your liability for fraud or fraudulent misrepresentation;
3. limit any of our or your liabilities in any way that is not permitted under applicable law; or
4. exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and exclusions of liability set out in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer or in relation to the subject matter of this disclaimer, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty.

To the extent that the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

Credit & Contact Information

We created this Terms of Service page with the assistance of privacyterms.io terms & conditions generator. Please contact us if you have any queries regarding any of our terms.